| 30 YEARS FIXED RATE CONVENTIONAL LOANS * | |
| 4.375% | 0 POINTS |
| 4.25 % | 1 POINT |
| 15 YEAR FIXED RATE CONVENTIONAL LOANS * | |
| 3.75% | 0 POINT |
| FHA/VA LOANS | |
| 4.25% | 1 POINT |
| USDA/RURAL DEVELOPMENT LOANS | |
| 4.50 % | 1 POINT |
| *The rates above are based on a loan amount of $200,000.00; 80 % LTV; with credit scores of 740 and are subject to change without notice. | |
